Clear Construction Finance
No job too big. No job too small.
Construction finance you can count on! At Clear we have a dedicated team of construction experts who have an in-depth knowledge of your sector.
We secure you preferential rates from over 60 handpicked partners.
We work with over 15,000 UK businesses and counting.
Construction Finance
tailor-made finance solutions for plant equipment, machinery, vehicles & cash flow.
With the construction sector at the heart of the government’s plans for economic growth, our funders have a strong appetite for this market, further supported through our recognised expertise and strong relationship with leading manufacturers. All of which help us to secure the best terms available for your business. Over the years we’ve financed assets from: Doosan, Bobcat, Avant, JCB, Thwaites, Terex, Manitou, Mecalac, Kubota, Bomag, Smartlift, Liugong, Messersi, Kobelco, Kato & CAT, to name a few but we don’t stop there! Attachments, trackers & software can also be packaged into your agreement to meet your needs, allowing you to hit the ground running and see an instant return on your investment. We say we offer a fully encompassing finance solution and we mean it; a payment plan can be agreed where upfront fees are avoided and repayments are kept in budget, all helping you to preserve your working capital.
We are consistently present at industry leading events such as Hillhead and PlantWorX, so you can always be certain we won’t be too far away when needed, in person or at the end of the phone at a moment’s notice. Looking to acquire plant equipment, machinery or vehicles for your business? Make the Clear choice today!
Key benefits
benefit from market leading low rate finance
- 3-month payment deferral
- 3-month VAT deferral
- Finance from 0%*
- No deposit required
- 12 - 60 month terms
- Funds in 48 hours
- High approval levels
- Dedicated in-house specialist
- Doc fee reduction
- Funds for new or used equipment
*dependant on credit approval, only available on new plant equipment & subject to the manufacturer.
*dependant on credit approval, only available on new plant equipment & subject to the manufacturer.
Construction finance explained
here’s your options
Hire Purchase
In a nutshell, a Higher Purchase agreement contains the option to
purchase the asset at the end of the term for a pre agreed fee. Higher
Purchase is a common choice for businesses looking to avoid the large
upfront outlay associated with acquiring assets that have a high
residual value. Breaking down the expense over time will help to
protect your cash flow while you’ve got the added comfort of knowing
your repayments are contributing to your eventual ownership. At the
beginning of the agreement, an initial deposit is usually paid, the
amount of which can vary, for example, you might choose to pay a
higher deposit in order to reduce the on-going monthly payments.
Leasing
Ideal for those looking to protect themselves against asset depreciation or where ownership isn’t necessary. With a lease agreement you are effectively renting the equipment for an agreed term with the option to upgrade at any point, ensuring your business always has the latest kit. Acquisitions with leasing allow you to minimise or even remove upfront fees and also spread the VAT over the length of the contract. Instalments are pre-set, allowing you to more effectively forecast outgoings. You will always get the option to continue using the equipment at the end of the term.
Discover Leasing
Vehicle Finance
You pick the vehicle and we’ll organise the finance. Company directors, partners and sole traders can benefit from our highly competitive Lease, HP and Contract Hire options. Fleet vehicles, company vehicles or luxury cars on flexible terms from 1 to 5 years, balloons up to 50% and no deposit required.
Discover Vehicle Finance
Business Loans
Business loans are generally seen as the most widely accessible form of funding but for this reason the options can seem overwhelming. We can make the choice Clear. Forget expensive credit cards and inflexible overdrafts, business loans are used to keep your cash flow healthy and provide greater peace of mind. Could your business benefit from a working capital injection
to help you realise your goals? Could breaking down an upcoming tax bill
into manageable instalments help to make your outgoings more manageable?
We are here to help.
Hire Purchase
In a nutshell, a Higher Purchase agreement contains the option to
purchase the asset at the end of the term for a pre agreed fee. Higher
Purchase is a common choice for businesses looking to avoid the large
upfront outlay associated with acquiring assets that have a high
residual value. Breaking down the expense over time will help to
protect your cash flow while you’ve got the added comfort of knowing
your repayments are contributing to your eventual ownership. At the
beginning of the agreement, an initial deposit is usually paid, the
amount of which can vary, for example, you might choose to pay a
higher deposit in order to reduce the on-going monthly payments.
Leasing
Ideal for those looking to protect themselves against asset depreciation or where ownership isn’t necessary. With a lease agreement you are effectively renting the equipment for an agreed term with the option to upgrade at any point, ensuring your business always has the latest kit. Acquisitions with leasing allow you to minimise or even remove upfront fees and also spread the VAT over the length of the contract. Instalments are pre-set, allowing you to more effectively forecast outgoings. You will always get the option to continue using the equipment at the end of the term.
Discover LeasingVehicle Finance
You pick the vehicle and we’ll organise the finance. Company directors, partners and sole traders can benefit from our highly competitive Lease, HP and Contract Hire options. Fleet vehicles, company vehicles or luxury cars on flexible terms from 1 to 5 years, balloons up to 50% and no deposit required.
Discover Vehicle FinanceBusiness Loans
Business loans are generally seen as the most widely accessible form of funding but for this reason the options can seem overwhelming. We can make the choice Clear. Forget expensive credit cards and inflexible overdrafts, business loans are used to keep your cash flow healthy and provide greater peace of mind. Could your business benefit from a working capital injection
to help you realise your goals? Could breaking down an upcoming tax bill
into manageable instalments help to make your outgoings more manageable?
We are here to help.
Trusted by over 15,000 businesses across the UK and counting
We work tirelessly to ensure that your business gets the right funding at the right price, that is why a large percentage of applicants become regular Clear Business Finance customers.
What to expect
A dedicated account manager will be with you every step of the way.
Quotes are free and provided in minutes
you can expect to receive an email or SMS depending on your chosen method. Alternatively, a member of our knowledgeable team will be in touch if we need to ask a few more questions.
If you choose to proceed with your quote
your documentation can be issued digitally and processed via eSign in minutes. We do also offer traditional paper copies but we encourage you to think of the planet!
Funds can be released in as little as 24 hours
That’s it! Simple! We will pay your supplier directly once
you’ve received your equipment.
Success Stories
What are your ambitions and how can your business achieve them? Here are a few recent examples of how companies like yours are fuelling their growth plans with the right financial support.
We all want the right tools for the job, so you will be pleased to hear we’ve made acquiring equipment a whole lot easier.
#DealOfTheWeek!
Winning a new contract is great but having the capital to meet the requirements, is just one example of how we help companies across the UK on a daily basis. #DealOfTheWeek!
The MD of a UK based property investment company asked us to organise the finance agreement for her new vehicle. It was a roaring success! #DealOfTheWeek
Breaking down the cost of your new plant machinery over a 1 to 5-year term, can allow you to limit your upfront outgoings & protect your cash flow. #DealOfTheWeek.
Get paid on time, every time. Your invoices can provide you with instant funding. No more waiting 30 - 120 days for payment, get your money upfront. #DealOfTheWeek!
80% of the sites value with no personal guarantees gave our client sufficient time to secure the site and gain planning permission.
#DealOfTheWeek
Protect yourself against asset depreciation & keep up with ever-evolving technology. Finance your tech related acquisitions & upgrade at any point. #DealOfTheWeek!
Our client was able to totally remove his business’s reliance on natural gasses and switch to green energy for a fraction of the cost.
#DealOfTheWeek
A financial solution where repayments flex in line with your future debit/credit card transactions, mirroring the ups & downs of your business. #DealOfTheWeek.
"Good communication with a wealth of knowledge, should I have any future financial requirements then Clear are now my first point of call!"