Follow the Clear blog for the latest industry trends and expert insights, all focused around how the right finance on the right terms can help you to grow your business.
Retail is one of the most dynamic sectors in the UK economy. Consumer demand shifts quickly, trends change rapidly, and seasonal peaks such as holidays or promotional events can dramatically affect sales. To stay competitive, retail businesses must remain agile — investing in stock, marketing, technology, and store improvements at the right time. However, maintaining …
The right finance can make or break your business growth. Over the past few years, the business finance market has evolved rapidly, offering multiple funding options. For businesses looking to raise capital outside traditional lenders, Peer-to-Peer (P2P) business loans are becoming increasingly popular. But is a P2P business loan the best choice for your business? …
Term Loans: How They Work and How to Use Them Businesses across the UK use term loans for a wide variety of purposes — from purchasing equipment and expanding premises to covering tax bills or managing short-term cash flow gaps. However, not all term loans are the same. Understanding how they work, the types available, …
Asset-Based Lending: Understanding Secured Loans and Alternatives If your business needs to borrow a significant amount of capital or secure more competitive interest rates, offering assets as security can strengthen your application. Asset-Based Lending (ABL) allows businesses to use tangible or financial assets as collateral to unlock funding. In this guide, we explain how asset-based …
In November 2025, Companies House introduced updated identity verification requirements for company directors and certain individuals. While these changes are designed to improve transparency and reduce fraud, they also have practical implications for business owners, particularly when applying for finance. One key risk is the impact of late confirmation statements on your commercial credit profile. …
When to Use Long-Term Loans for Your Business Many businesses turn to long-term loans to spread the cost of major investments or support ongoing working capital needs. However, committing to a long-term financing agreement is a significant decision. These loans can be beneficial when used appropriately, but they can also become a burden if they …