We secure you preferential rates from over 60 handpicked partners.
We work with over 15,000 UK businesses and counting.
Merchant Cash Advance
helping to ease your business’s cash flow
A Merchant Cash Advance is an unsecured cash injection that allows business owners to quickly raise funding. Unlike a traditional bank loan, there are no fixed monthly repayments / interest charges. Instead, repayments are taken from a small percentage of your future debit and credit card transactions.
Merchant Cash Advance provides business owners across the UK with an affordable way to access capital for expansion, development or to improve cash flow.
Funding that flexes with your cash flow - unlike a traditional bank loan, with Merchant Cash Advance repayments mirror the ups and downs of your business. Simply put - when you have a quiet period, you repay less. Pay when your customers pay you!
- Secure between £25,000 & £1M the lump sum you receive is based on your projected card transactions.
- No interest is applied instead a small % is deducted from your future card transactions.
- Super-fast funding could be in your account within as little as 24 hours.
- Keep your existing setup there’s no need to change your existing card terminal (PDQ) machines or online payment system.
- No asset security is required the cash advance you receive is unsecured and is not secured against any of your business assets.
What to expect
A dedicated account manager will be with you every step of the way.
Quotes are free and provided in minutes
you can expect to receive an email or SMS depending on your chosen method. Alternatively, a member of our knowledgeable team will be in touch if we need to ask a few more questions.
If you choose to proceed with your quote
your documentation can be issued digitally and processed via eSign in minutes. We do also offer traditional paper copies but we encourage you to think of the planet!
Funds can be released in as little as 24 hours
That’s it! Simple! Leaving you to focus on running your business.
Success StoriesWhat are your ambitions and how can your business achieve them? Here are a few recent examples of how companies like yours are fuelling their growth plans with the right financial support.
We all want the right tools for the job, so you will be pleased to hear we’ve made acquiring equipment a whole lot easier.
Winning a new contract is great but having the capital to meet the requirements, is just one example of how we help companies across the UK on a daily basis. #DealOfTheWeek!
The MD of a UK based property investment company asked us to organise the finance agreement for her new vehicle. It was a roaring success! #DealOfTheWeek
Breaking down the cost of your new plant machinery over a 1 to 5-year term, can allow you to limit your upfront outgoings & protect your cash flow. #DealOfTheWeek.
Get paid on time, every time. Your invoices can provide you with instant funding. No more waiting 30 - 120 days for payment, get your money upfront. #DealOfTheWeek!
80% of the sites value with no personal guarantees gave our client sufficient time to secure the site and gain planning permission.
Protect yourself against asset depreciation & keep up with ever-evolving technology. Finance your tech related acquisitions & upgrade at any point. #DealOfTheWeek!
Our client was able to totally remove his business’s reliance on natural gasses and switch to green energy for a fraction of the cost.
A financial solution where repayments flex in line with your future debit/credit card transactions, mirroring the ups & downs of your business. #DealOfTheWeek.
We are here to help
Still have questions?
Why not speak to a real person!
Expert help, whenever you need it.
Opening hours (Exc bank holidays)
8:30am - 5:30pm Mon to Thu
9am - 5pm Friday
We are here to discuss your options, assist with existing agreements and are more than happy to take applications over the phone.
Alternatively, here you will find the answers to some
frequently asked questions relating to our products and services.