Clear Business Loans
tailored to your needs
The Clear choice for growing businesses. Businesses come in all shapes & sizes, so do our loans. Stop going around in circles, we secure you competitive terms every time.
We secure you preferential rates from over 60 handpicked partners.
We work with over 15,000 UK businesses and counting.
Business Loans
helping your business to take the next step.
Think of the difference being connected to the ‘right’ funding at the ‘right’ time will make to your business.
You can secure business loans from high-street banks, online lenders, and small local specialists, but with Clear, we provide you with easy-to-understand options which are best for your business’s long-term growth. Our aim is to make the choice Clear. In its simplest form, a healthy cash flow gives you the time to identify new business opportunities and provides your business with the flexibility to pursue them.
At Clear we secure you fast and affordable business loans on industry leading terms but without losing that personal touch. You will have a dedicated account manager on hand every step of the way, someone who is looking to understand your business. Forget expensive credit cards and inflexible overdrafts, business loans are used to keep your cash flow healthy and provide you with greater peace of mind.
No matter what plans you have for the immediate future and beyond, if your business would benefit from a working capital injection then we are here to help.
Key benefits
helping to keep your cash flow healthy
We can arrange fast & affordable business loans for almost any purpose: boost your cash flow, expand your business, hire staff, acquire equipment, undertake office & factory refits, invest in marketing, additional stock & your IT infrastructure, the list is endless.
- £10,000 to £750,000 Only borrow what you need
- Flexible terms from 3 months to 10 years payments are fixed allowing you to effectively forecast.
- Early repayment options
- Industry leading rates
- Approved within hours, funding within day How fast a loan is largely depends on how prepared you are with the documentation. Same day loans are more common than you may think.
Please note: decisions will vary depending on the finance provider.
Please note: decisions will vary depending on the finance provider.
Business loans explained
here’s your options
Unsecured loans
Unsecured business loans are generally seen as the most widely accessible form of funding but for this reason the options can seem overwhelming. We can make the choice Clear. Unsecured business loans don't require company assets as security, but lenders may ask for a personal guarantee. However, at Clear we do have access to funding partners that are willing to waiver the personal guarantee.
Get a finance quote
Secured loans
Secured business loans require a borrower to offer something as ‘security’, usually a company asset such as property, land or equipment. This means the loan is ‘secured’ against one, or more, of these assets. The benefits include larger loan amounts and longer repayment terms. Secured loans also provide a suitable alternative for those with poor or bad credit history.
Get a finance quote
VAT loans
A VAT loan can help you to smooth your cash flow. Once per quarter, your business is likely to have a VAT Return due. Spreading your VAT bill over a 3-month period can help you to avoid peaks and troughs in your outgoings throughout the year with manageable and fixed monthly repayments. No deposit is required and the HMRC can be paid directly taking one more thing off your mind.
Ask yourself, would you like to retain your working capital while still fulfilling your HMRC obligations?
Get a finance quote
Corporation tax loans
Corporation tax made easy. A corporation tax bill is a necessary evil for businesses based within the UK, this includes overseas companies who have a branch located within the United Kingdom. The bill is usually due 9 months after a business’s financial year end and is currently set at 19% of liable profits. This sum could potentially drain away your working capital. Any projects that are currently in mid-flow or upcoming investments can be jeopardised – these scenarios usually plague business owners who aren’t aware of their options. Spreading your corporation tax bill over anything from 6, 10 to 12 months can allow you to stay in control of your cash flow, which in turn
can provide your business with that desired competitive edge.
Unsecured loans
Unsecured business loans are generally seen as the most widely accessible form of funding but for this reason the options can seem overwhelming. We can make the choice Clear. Unsecured business loans don't require company assets as security, but lenders may ask for a personal guarantee. However, at Clear we do have access to funding partners that are willing to waiver the personal guarantee.
Get a finance quoteSecured loans
Secured business loans require a borrower to offer something as ‘security’, usually a company asset such as property, land or equipment. This means the loan is ‘secured’ against one, or more, of these assets. The benefits include larger loan amounts and longer repayment terms. Secured loans also provide a suitable alternative for those with poor or bad credit history.
Get a finance quoteVAT loans
A VAT loan can help you to smooth your cash flow. Once per quarter, your business is likely to have a VAT Return due. Spreading your VAT bill over a 3-month period can help you to avoid peaks and troughs in your outgoings throughout the year with manageable and fixed monthly repayments. No deposit is required and the HMRC can be paid directly taking one more thing off your mind.
Ask yourself, would you like to retain your working capital while still fulfilling your HMRC obligations?
Get a finance quoteCorporation tax loans
Corporation tax made easy. A corporation tax bill is a necessary evil for businesses based within the UK, this includes overseas companies who have a branch located within the United Kingdom. The bill is usually due 9 months after a business’s financial year end and is currently set at 19% of liable profits. This sum could potentially drain away your working capital. Any projects that are currently in mid-flow or upcoming investments can be jeopardised – these scenarios usually plague business owners who aren’t aware of their options. Spreading your corporation tax bill over anything from 6, 10 to 12 months can allow you to stay in control of your cash flow, which in turn
can provide your business with that desired competitive edge.
Trusted by over 15,000 businesses across the UK and counting
We work tirelessly to ensure that your business gets the right funding at the right price, that is why a large percentage of applicants become regular Clear Business Finance customers.
What to expect
Here is the Business Loans application process. A dedicated account manager will be with you every step of the way.
Quotes are free and provided in minutes
you can expect to receive an email or SMS depending on your chosen method. Alternatively, a member of our knowledgeable team will be in touch if we need to ask a few more questions.
If you choose to proceed with your quote
your documentation can be issued digitally and processed via eSign in minutes. We do also offer traditional paper copies but we encourage you to think of the planet!
Funds can be released in as little as 24 hours
That’s it! Simple! You've fulled your growth plans with the right financial support.
Success Stories
What are your ambitions and how can your business achieve them? Here are a few recent examples of how companies like yours are fuelling their growth plans with the right financial support.
We all want the right tools for the job, so you will be pleased to hear we’ve made acquiring equipment a whole lot easier.
#DealOfTheWeek!
Winning a new contract is great but having the capital to meet the requirements, is just one example of how we help companies across the UK on a daily basis. #DealOfTheWeek!
The MD of a UK based property investment company asked us to organise the finance agreement for her new vehicle. It was a roaring success! #DealOfTheWeek
Breaking down the cost of your new plant machinery over a 1 to 5-year term, can allow you to limit your upfront outgoings & protect your cash flow. #DealOfTheWeek.
Get paid on time, every time. Your invoices can provide you with instant funding. No more waiting 30 - 120 days for payment, get your money upfront. #DealOfTheWeek!
80% of the sites value with no personal guarantees gave our client sufficient time to secure the site and gain planning permission.
#DealOfTheWeek
Protect yourself against asset depreciation & keep up with ever-evolving technology. Finance your tech related acquisitions & upgrade at any point. #DealOfTheWeek!
Our client was able to totally remove his business’s reliance on natural gasses and switch to green energy for a fraction of the cost.
#DealOfTheWeek
A financial solution where repayments flex in line with your future debit/credit card transactions, mirroring the ups & downs of your business. #DealOfTheWeek.
"Good communication with a wealth of knowledge, should I have any future financial requirements then Clear are now my first point of call!"