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Borrowing money to grow a business is nothing new — in fact, it’s one of the most common ways companies fund expansion, manage cash flow, and cover short-term costs. Today, debt financing helps UK businesses access funding through loans, overdrafts, credit facilities, and invoice finance, without giving up ownership of the company. Unlike equity finance, …

Running a business often means your personal and business finances are more closely connected than you might expect. While business overdrafts can act as a useful short-term safety net when cash flow is tight, they can also impact your personal credit score — particularly when a personal guarantee is involved. Understanding how business overdrafts work, …