Follow the Clear blog for the latest industry trends and expert insights, all focused around how the right finance on the right terms can help you to grow your business.
Keeping a close eye on your business credit score isn’t just a box-ticking exercise. It plays a vital role in protecting your financial health, building credibility with lenders, and improving your chances of securing funding when your business needs it most. Your credit score isn’t static. It changes as your business trades, borrows, pays suppliers, …
Taking out finance for your business often raises an important question: could this affect my personal credit score? The answer depends on how your business is set up, the type of funding you take, and whether you’ve agreed to personally back the loan. For many business owners, especially in the early stages, the line between …
For many small and medium-sized enterprises (SMEs), access to funding is one of the biggest barriers to growth. Whether you’re looking to purchase new equipment, improve cash flow, or expand into new markets, obtaining finance can make all the difference. However, thousands of UK SMEs face rejection every year when applying for loans or other …
Running a business comes with constant financial decisions. Whether you need to fund growth, cover operating expenses, or manage seasonal fluctuations, borrowing money is often part of the journey. But whenever money moves in or out of a business, tax considerations are unavoidable. How do business loans fit into your tax picture? Can they reduce …
Struggling With Your VAT or Corporation Tax Bill? Looking for a VAT Loan UK in 2025? You’re not alone. Each year, thousands of SMEs face the same issue: HMRC deadlines arrive just as cash flow feels the tightest. As a result, many business owners scramble to cover VAT or Corporation Tax bills without draining reserves. …
This Thursday (7th August 2025), the Bank of England is widely expected to cut its base rate again — from 4.25% to 4.00%. This would mark the fifth cut since August 2024. So, what does this mean for UK small and medium‑sized businesses? And more importantly — what should you be doing about it? Why …