Follow the Clear blog for the latest industry trends and expert insights, all focused around how the right finance on the right terms can help you to grow your business.
This Thursday (7th August 2025), the Bank of England is widely expected to cut its base rate again — from 4.25% to 4.00%. This would mark the fifth cut since August 2024. So, what does this mean for UK small and medium‑sized businesses? And more importantly — what should you be doing about it? Why …
As we reach the halfway point of 2025, now is the ideal time for UK SMEs to pause, reflect, and plan. Whether you’re on track to hit your goals or navigating unexpected challenges, Q3 presents a valuable opportunity to take control of your business finances and position yourself for a strong finish to the year. …
Falling Interest Rates: A Window of Opportunity? As global markets reel from Donald Trump’s intensifying trade wars, the Bank of England is widely expected to cut its base rate from 4.5%, in response to weakening UK growth, declining trade volumes, and heightened recession fears. Economists across the board – including some former Bank officials – …
How National Insurance Changes Impact SMEs Many businesses are currently bracing for the upcoming changes to National Insurance (NI), which are set to have a significant impact on employers across the UK. Rachel Reeves announced during the 2024 Autumn Budget that employer National Insurance contributions (NICs) will rise, while the earnings threshold at which employers …
As the UK economy begins to show signs of recovery, business owners across the country are strategically positioning themselves to capitalize on the anticipated rebound in 2024. From enhancing operational efficiencies to leveraging new technologies and fostering talent, businesses are taking proactive steps to ensure they are well-prepared for the opportunities and challenges ahead.