Follow the Clear blog for the latest industry trends and expert insights, all focused around how the right finance on the right terms can help you to grow your business.
When you’re considering borrowing money for your business, business loan interest rates are one of the most important things to understand. The interest rate you’re offered affects how much your loan costs overall, what your monthly repayments look like, and how affordable business finance will be over time. At Clear Business Finance, we regularly speak …
If your business uses vehicles for work—whether it’s company cars, vans, or pick-up trucks—understanding commercial vehicle tax is essential. HMRC rules can directly impact how much tax your business and employees pay, especially when vehicles are used for both business and personal journeys. This guide breaks down commercial car tax in the UK, including how …
How a Business Overdraft Can Affect Your Personal Credit Score For many business owners, personal and business finances are closely connected. While this is often most noticeable through income, it can also extend to credit and debt exposure. One area where this overlap is particularly important is business overdrafts. Although a business overdraft can provide …
Internal Sources of Finance Explained: How Small Businesses Can Fund Growth Without Borrowing Start-ups and small businesses often require additional funding to grow, invest in assets, manage cash flow, or seize new opportunities. While business loans, overdrafts, and alternative finance options are commonly used, many business owners overlook the power of internal sources of finance. …
This Thursday (7th August 2025), the Bank of England is widely expected to cut its base rate again — from 4.25% to 4.00%. This would mark the fifth cut since August 2024. So, what does this mean for UK small and medium‑sized businesses? And more importantly — what should you be doing about it? Why …
Artificial Intelligence (AI) isn’t just a buzzword anymore — it’s transforming the way businesses operate. From streamlining admin and boosting productivity to predicting customer needs, AI is changing the game for companies of all sizes. But while big corporations are quickly adopting AI-driven tools, many UK SMEs risk being left behind. So, what does this …