Follow the Clear blog for the latest industry trends and expert insights, all focused around how the right finance on the right terms can help you to grow your business.
When cash is tied up in unpaid invoices, it can be hard for a business to grow – or even operate day-to-day. That’s where invoice factoring comes in. It’s one of the most powerful, yet underused, financial tools available to UK SMEs. And in today’s economic climate, where delayed payments are on the rise, it’s …
When you’re running a growing business, keeping your cash flow healthy is everything. But what happens when you need new vehicles, machinery, or tech to take things to the next level? That’s where equipment finance comes in – and it’s often the smarter route compared to buying outright. What is Equipment Finance? Put simply, equipment …
Falling Interest Rates: A Window of Opportunity? As global markets reel from Donald Trump’s intensifying trade wars, the Bank of England is widely expected to cut its base rate from 4.5%, in response to weakening UK growth, declining trade volumes, and heightened recession fears. Economists across the board – including some former Bank officials – …
Managing cash flow as an SME can be tough—especially when big bills hit at the wrong time. Whether it’s a VAT deadline, a supplier invoice, or a marketing campaign, upfront costs can create pressure when cash is tied up elsewhere. That’s why more businesses are now spreading the cost of their bills over time. It’s …
On April 13, 2025, the Chancellor announced a significant funding boost to support smaller businesses across the UK. The Growth Guarantee Scheme will provide approximately £500 million in additional lending capacity, helping SMEs manage cashflow challenges – particularly those impacted by recent changes to global tariff rates. This latest government-backed initiative is designed to improve …
Running a business in the UK involves several tax responsibilities, including registering for and paying VAT (Value Added Tax), Corporation Tax, and submitting a Self-Assessment tax return if required. In this blog we discuss the financial solutions that are helping many business owners to break down these expenses, ultimately helping to protect their liquidity.